While surfing about.com pages, Renae Stucki Realtor found this article about how to rebuild bad credit.  You can click on our name to visit our website or click HERE to read the article.

I like this article because it gives you more instruction on the usage of credit cards and how they can make a huge difference in building your credit.  In fact, they focus almost primarily on the ways credit cards will help improve your situation.

There’s also some excellent advice on creating new spending habits.  

I think one of the most important things to realize when you’re thinking about credit is just how important some of this stuff like paying a bill on time actually is.  When you make your payments on time, many companies will actually report it as good credit.  It’s true that just like with people, it’s easier to focus on the bad rather than the good.  There are more credit agencies out there who are willing to give you bad credit then there are companies who want to report your good credit.  So keep that in mind when you’re trying to decide if you wanna blow money on something you don’t really need or pay your bills.

You’re more likely to get a black mark on your credit than a gold star.

Enjoy the article and as always keep checking back for more helpful tips and advice on credit and qualifying for a mortgage.  Renae Stucki is the best option for your real estate need in Southern Utah.